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Keep These Items When Downsizing

by Melissa Thompson


Getting organized to move is an arduous task. When you are downsizing to a smaller home, you will hear a lot about getting rid of stuff.  It makes sense to get rid of a lot of unused belongings when you are getting ready to pack and move, especially if you are downsizing.  But it’s important not to go overboard! There are some things that are worth keeping. In fact, there are some things you should never throw away, even when downsizing:

  1. Important Papers

You should let go of as much paper as you can before moving, but be careful that you don’t thrown away important documents.Hang on to the following: birth and death certificates, marriage licenses, divorce decrees, social security cards, retirement documents, medical records, insurance policies, passports, wills, trusts, power of attorney documents, property deeds, investment records, education records, diplomas, military service records and vehicle titles. 8 Ways to Organize All of Your Most Important Paperwork

  1. Collections

If you collect something, clearly it has significance to you. Maybe you just like it, or maybe it has sentimental value.Either way, you should definitely take your collection with you and make room for it in your own home.Now, if you have several collections, you might have to pick your favorites and leave some behind.But downsizing doesn’t mean having to let go of the things that mean the most to you.

  1. Family Heirlooms

Sometimes you inherit things that you feel you must keep just because they were passed down to you from family, but you don’t really like them. You keep them packed in a box and don’t use or display them.There is no point in moving these to your new home. However, family heirlooms that you love should make the cut.Downsizing gives you the opportunity to take stock in your family heirlooms and decide what is worth keeping and what can be sold or given away.Take the items that you enjoy and that are meaningful to you…leave the rest.

  1. Electronics

Unless you have the time to make sure that all your electronics have been completely cleared of personal information, you should take them with you.The last thing you want is to give away, sell, or dispose of electronic devices that still carry your personal information. How to Get Personal Data Off Your Devices

  1. Photographs

When you are in the midst of packing for a move and you are exhausted and overwhelmed, you might start throwing away things that seem unimportant at the moment…but you may regret it later.Take all your photographs with you.If you have time, save space by getting them digitized using a company like Legacy Box, but don’t throw them away!

  1. Landline Phones

Many people rely solely on cell phones these days.But you never know when you might misplace your mobile phone, run out of battery or lose service.Keep at least one land line for emergencies. 7 Reasons to Keep Your Landline

  1. Sentimental Items

This may seem like a given.Of course you won’t leave any sentimental items behind.But sometimes it’s difficult to decide what holds deep sentimental value to you, especially when you are overwhelmed by the sheer amount of belongings you have to move and fit into your new, smaller home.Don’t let downsizing make you feel like you must get rid of the things that mean most to you.Choose the ones that mean the most and bring them along!

Are you looking to downsize? If so, professional Realtor Melissa Thompson can help you sell your current home and find a new home to better suit your needs. Give her a call today at 901-729-9526!

Photo Credit: debt.org

Open House in East Memphis!

by Melissa Thompson

4371 BURGUNDY RD, Memphis, TN

OPEN HOUSE Sun, 2:00PM to 4:00PM

$ Click for current price
4 BEDROOMS | 4 Baths (3 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10057643 to view more pictures of this property. Gorgeous 4 Bedroom(3 Down), 3.5 Bath East Memphis Home You Have to See to Believe Featuring Lush Landscaping, Neutral Colors, Gleaming Hardwood Floors, Tons of Closet Space, New Blinds, Large Living Rm w/Fireplace, Lovely Formal Dining Rm, Spacious Great Rm w/Cozy Fireplace, Wonderful Eat-In Kitchen w/Full Complement of Appliances & Built-In Desk, Laundry Rm w/Cabinets, Huge Bonus Rm, Delightful Backyard w/Nice Patio & Storage Building, Walk-In Attic, 2Car Garage, Wrought Iron Security Doors!

 


Luxury Home on 2.96 Acres in Piperton! 400 Windbrook Drive

by Melissa Thompson

400 WINDBROOK DR, Piperton, TN

Just Listed

Presented By:

Melissa Thompson

Crye-Leike Realtors
901-729-9526
Licensed In: TN
License #: 231600

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$ Click for current price
4 BEDROOMS | 4 Baths (3 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10057595 to view more pictures of this property. Live Up to Your Expectations in this Stunning 4BR, 3.5BA Home Situated on 2.96 Acres w/Beautiful Lake,Open Flr Plan,Granite Galore,Gleaming Hardwood Flrs,Smooth Ceilings,Spacious Great Rm w/Fireplace & Built-In Cabinets,Gourmet Eat-In Kitchen w/Stainless Steel Appliances,Tile Backsplash & Granite,Lovely Dining Rm,Romantic Downstairs Master Suite w/Spa-Inspired Bath,Huge Bonus Rm,Office,3Car Garage,Wonderful Covered Patio w/Fireplace & Outdoor Kitchen Area w/Built-In Grill Overlooking the Lake!

 

Things To Do In Memphis: Food Trucks

by Melissa Thompson


Memphians love some food trucks, and we’ve got plenty of options.

Here’s a list of currently active trucks:

Where to find food trucks congregating:

By and photo credit: choose901.com

http://www.yourkeytomemphis.com/Our-Video-Blog

Fabulous 4BR East Memphis Home! 4371 Burgundy Road

by Melissa Thompson

4371 BURGUNDY RD, Memphis, TN

Just Listed

$ Click for current price
4 BEDROOMS | 4 Baths (3 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10057643 to view more pictures of this property. Gorgeous 4 Bedroom(3 Down), 3.5 Bath East Memphis Home You Have to See to Believe Featuring Lush Landscaping, Neutral Colors, Gleaming Hardwood Floors, Tons of Closet Space, New Blinds, Large Living Rm w/Fireplace, Lovely Formal Dining Rm, Spacious Great Rm w/Cozy Fireplace, Wonderful Eat-In Kitchen w/Full Complement of Appliances & Built-In Desk, Laundry Rm w/Cabinets, Huge Bonus Rm, Delightful Backyard w/Nice Patio & Storage Building, Walk-In Attic, 2Car Garage, Wrought Iron Security Doors!

 

Mortgage Timeline 101

by Melissa Thompson


Buying your first home, while exciting, is also likely to be the biggest and most complex purchase you will have made up to this point in your life.  But there is no need to let yourself get overwhelmed. Take the time to educate yourself about the process and it will be a lot less stressful.  Let’s start with your mortgage loan.  If you have never acquired one before, you may not realize that from start to finish, it can take from about three to five months to complete the process.  Let’s take a look at the approximate timeline for a mortgage:

  1. FIGURING OUT WHAT YOU CAN AFFORD (TWO WEEKS)

This is the time when you will determine the type of mortgage you will apply for, find out what your credit rating is, and figure out how much you can afford for a monthly payment.While it can probably be done pretty quickly, give yourself about a week so that you can take your time.The second week will be for getting your pre-approval letter. 18 Ways to Check Your Credit Score for Absolutely Free

  1. START YOUR HOME SEARCH/FIND YOUR HOME/MAKE AN OFFER (THREE TO EIGHT WEEKS)

Now, the fun begins! Once you have procured a preapproval, you can start looking for the right home for you and your family. Depending on the market and availability of homes that fall in your price range and appeal to you, this step can go pretty quickly, or it can take a while.Once you’ve found the right home, your Realtor will help you come up with an offer and will submit it to the seller’s agent. Avoid these Seven Mistakes When Making an Offer onHouse

  1. FIND A MORTGAGE LENDER/GET HOME INSPECTION & APPRAISAL (FIVE TO SIX WEEKS)

Once the seller has accepted your offer, it’s time to finalize your mortgage offers and get loan estimates. It’s smart to get rate quotes from at least three lenders so you can compare and find the best one for you. This may take about a week and the appraisal may take three to four weeks. Before you close on your home you need to order a home inspection to ascertain the condition of the home.Your lender will also schedule a home appraisal to confirm the home’s value. The Home Appraisal Process

  1. COMPLETION OF MORTGAGE OVERWRITING AND CLOSING (TWO TO FOUR WEEKS)

If all goes well with the inspection and the appraisal is complete, you are ready to proceed.The mortgage lender will verify your income, assets, debt, and home value details.When all has been cleared to close, you will receive a closing disclosure which will sum up the terms of your loan and what you will owe at closing.You will be given at least three days to review it.Once you’ve determined that everything is as it should be, you are ready to close on your new home! What You Should Expect When Closing on a House

If you are in the market to buy or sell a home in the Memphis area, contact professional Realtor Melissa Thompson and let her help you with all your real estate needs! Give her a call today at 901-729-9526!

Beautiful Home in the Gated Newton Court Subdivision in East Memphis!

by Melissa Thompson

5226 NEWTON OAK CIR S, Memphis, TN

Just Listed

$ Click for current price
4 BEDROOMS | 3 Baths (2 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10057097 to view more pictures of this property. Beautiful Well Maintained Home in the Gated Newton Court Subdivision in East Memphis Featuring 4 Bedrooms, 2.5 Baths, Open Floor Plan, Smooth Ceilings, Neutral Colors, Gleaming Wood Floors, Arched Doorways, Wonderful Eat-Kitchen with Full Compliment of Appliances Opens to the Hearth Room Enhanced with a Cozy Fireplace, Lovely Dining Room, Spacious Great Room, Romantic Master Suite with Luxury Bath, Loft Area Makes a Great Office, Large Bonus Room/4th Bedroom, Fenced Backyard, 2Car Garage & More

 


Wed Jul 24th - Sun 28th (CDT)

TPC Southwind, 3301 Club at Southwind, Memphis, TN 38125, USA

The WGC-FedEx St. Jude Invitational will be one of four World Golf Championships events on the 2018-19 PGA TOUR schedule sanctioned and organized by the International Federation of PGA Tours.

The World Golf Championships consistently attract the most elite and global fields of the year, with 45-50 of the top 50 players in the Official World Golf Ranking teeing it up in the series of four annual events. This is the first year Memphis will be hosting a World Golf Championships event and is expected to welcome one of the strongest fields in golf.

By and photo credit: https://choose901.com/memphis-events/

http://www.yourkeytomemphis.com/Our-Video-Blog

Be Prepared to Pay Closing Costs

by Melissa Thompson


When you make an offer on a home and it gets accepted, you have every reason to be excited. Becoming a homeowner is making an investment in your own future; likely the largest financial investment you will make.  However, it is prudent to be aware that there are other costs involved in purchasing a home other than your down payment and monthly mortgage payments.

Closing costs are an expense you may not be aware of if you are a first-time homebuyer.  These costs must be paid prior to closing on the home. They include property taxes, homeowner’s insurance, title search fees, and appraisal fees.  In addition, the closing costs provide the funds that pay the people who have performed services throughout the loan process, like the appraiser and your real estate agent.

Your closing costs will be itemized for you and provided at your closing. But it’s important that you look over them closely and take the time to ask any questions you may have before you sign any documents.  If there is something you don’t understand, your mortgage banker or Realtor can explain it to you.

The homebuyer can negotiate with the seller to determine who will cover the closing costs, but every loan has different guidelines about how much a seller can pay.  Your mortgage banker can provide you with your options. How to Negotiate Who Pays Closing Costs

Whether you end up paying for all or just some of your closing costs, it’s crucial for you to include the amount you will have to pay into your budget.  You can estimate the cost by calculating 2% to 6% of your purchase price.  For example, if your loan is $200,000, your closing costs will range anywhere from $4,000 to $12,000.  You will also receive a document from your mortgage banker after you apply for your loan that will list the anticipated closing costs.  They may change a little during the process, but it will give you a good idea of what to expect.

So, while saving for a down payment is an obvious necessity, you may want to also set aside some cash each month to go toward other expenses associated with buying a new home. What it Really Costs to Buy a Home

If you are in the market to buy or sell a home in the Memphis area, contact professional Realtor Melissa Thompson and let her help you with all your real estate needs! Give her a call today at 901-729-9526!

Photo Credit: huffpost.com

Things To Do In Memphis: Vegan Food and Drink Festival

by Melissa Thompson


​Taste of Memphis Vegan Food and Drink Festival promotes healthy living, eating green and highlights the best vegan eats and drinks in the MidSouth and beyond. This is the perfect event to explore the infinite possibilities.

The amazing vendors from this event specialize in a wide array of culinary genres, soul food, comfort food, African food, Indian food, Asian food, raw foods, super foods, electric foods, herbal teas, juices, smoothies, desserts, ice cream and SO much more!

You don’t want to miss this! Your taste buds are going to jump for joy!

Saturday, July 20th 2019
11AM – 7PM

Cook’s Lane 
4249 N Watkins, Memphis

By and photo credit: https://www.veganfoodanddrinkmemphis.com/

http://www.yourkeytomemphis.com/Our-Video-Blog

Displaying blog entries 11-20 of 1032

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