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101 Things To Do In Memphis #62: The Midtown Opera Festival

by Melissa Thompson


Opera Memphis’ annual MIDTOWN OPERA FESTIVAL takes place over ten days at Playhouse on the Square. The 2019 Festival will feature the regional premiere of The Falling and The Rising, a new American opera co-commissioned with the U.S. Department of Defense. The opera celebrates the stories of service men and women, and our Festival will do so as well. Add a concert by the Memphis Symphony Orchestra, aerial performers, panel discussions, cabaret and cocktails, and we have the makings of an incredible seventh year in the heart of Memphis! 

04/05/2019 - 04/14/2019

Location: Playhouse on the Square map

Contact: Opera Memphis info@operamemphis.org - 901.202.4533

By and photo credit: operamemphis.org

http://www.yourkeytomemphis.com/Our-Video-Blog

Establishing Good Credit

by Melissa Thompson


Having a good credit report is important for all your financial goals, but it is essential when you are applying for a mortgage loan.  Your credit history plays a significant factor in gaining approval for a mortgage. 

Your credit score is your credit history summed up into a single number - your  FICO Credit Score.  With this score, lenders can determine if you qualify for credit when you are applying for a credit card or loan.  It is calculated using five different components:

  1. Payment history - 35%
  2. Credit Utilization - 30%
  3. Length of credit history - 15%
  4. New credit - 10%
  5. Credit Mix - 10%

While waited differently, each of these components matter when determining your credit score, so none should be overlooked when building and maintaining your credit history.

Good credit matters because buying a house is one of the largest financial investments you will make, and you must be financially prepared to take on the expense of a mortgage.  Without a strong credit score, a lender may decide that you are not ready to take on the financial responsibility of owning a home. The higher your credit score, the better the chances are that you will be approved for a mortgage loan.

Building good credit takes time.  It’s something you should start working on as soon as you enter adulthood.  As a young adult you may think that buying a house is a long way off, but it is never too early to start establishing good credit. And even if you have a not so good credit report you can work on strengthening it.  Not sure where to begin?  Here are five ways to start building a strong credit history:

  1. APPLY FOR A SECURED CREDIT CARD - If you are just starting out you may need to apply for a Secured Credit Card.  This is a card that is backed by a cash deposit.  The deposit amount will be the same as your credit limit. You use this card like any other credit card; make purchases and make payments on or before the due date each month.  You will incur interest if you don’t pay your balance in full and your cash deposit will be used as collateral if you fail to make payments. Secured credit cards are not meant to be used long-term.  The purpose of having one is to help qualify you for a card that does not require a deposit to secure it.  When you close your secured credit card account, you will receive your deposit back.
     
  2. ASK SOMEONE TO CO-SIGN A LOAN FOR YOU - You may be able to secure a loan or unsecured credit card using a co-signer.  Just be sure the co-signer understands that he or she will be responsible for the full amount of the loan (or credit) if you are unable to pay. How to Get a Personal Loan with a Co-Signer
     
  3. DON’T MISS OR BE LATE MAKING PAYMENTS - As seen above, your payment history makes up 35% of your credit score.  Financial responsibility is a large factor of your overall credit history and can make or break your ability to obtain new lines of credit, such as a mortgage loan.  Always pay your bills before or by your due date.  Late or missed payments can seriously harm your credit score.
     
  4. TRY TO PAY MORE THAN THE MINIMUM DUE - While the minimum due is all that you are required to pay each month, it will serve you well to make larger payments to show your creditworthiness. At the same time, you will be reducing your debt at a faster pace and paying less interest over time.
     
  5. DON’T OPEN A LOT OF ACCOUNTS AT THE SAME TIME - New account lower your average account age, which could lower your credit score.  The longer you have accounts open and active, the better off you are (as long as you are making payments on time).

By establishing strong credit early, you will be well on your way to acquiring a mortgage loan when you are ready to buy a home!

If you are in the market to buy or sell a home in the Memphis area, contact professional Realtor, Melissa Thompson, and let her help you with all your real estate needs. Give her a call at 901-729-9526 today!

Cordova TN Open House Sunday, March 24!

by Melissa Thompson

1216 ALLENTOWN ST, Cordova, TN

OPEN HOUSE March 24, Sunday 2:00 PM - 4:00 PM

$ Click for current price
4 BEDROOMS | 5 Baths (4 full, 1 half ) BATHROOMS | 4200 SqFt

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10045877 to view more pictures of this property. Be IMPRESSED the Moment You Walk Through The Front Door of This Southern Living Home in Cordova The Town Within Walking Distance to the Greenline Featuring an Apartment Above the Double Garage w/Separate Entrance,Living Rm,Kitchen,BR & BA.Main House w/4BRs Each w/Private BA,Plantation Shutters,Neutral Colors,Hardwood Flrs,Smooth Ceilings,Gourmet Kitchen w/NEW Quartz Counters Open to the Hearth Rm w/Fireplace,Formal Dining Rm,Spacious Great Rm w/FP,Loft Area,Large Laundry Rm,Delightful Courtyard!

 


101 Things To Do In Memphis #61: 901 Popper Throwdown

by Melissa Thompson


The free, family-friendly event will feature jalapeño popper cook-offs, a jalapeño eating competition, live music, and High Cotton brews.

Sunday, March 24, 2019 (rain or shine)

Noon – 6 pm

High Cotton Brewing Co., 598 Monroe Avenue  38103

Admission: FREE
VIP: $50 (in advance)

Concessions: Food will be for sale. No coolers or outside beverages are permitted and are subject to forfeit the event entrances. Everyone buying beer will be carded.

Want to be a judge? Sign up here.  

Want to enter the eating competition? Apply here.

**The festival is Pet Friendly, but please use good judgement. Remember this is also a beer festival. We trust your dog to behave more than we trust people that are drinking. You are responsible for your dog at all times.

By and photo credit: jalapenothrowdown.com

http://www.yourkeytomemphis.com/Our-Video-Blog

Live Up to Your Expectations! 5109 Greenway Cove

by Melissa Thompson

5109 GREENWAY CV, Memphis, TN

Open House

$ Click for current price
3 BEDROOMS | 3 Baths (2 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10047893 to view more pictures of this property. Stop DREAMING! You will Fall in Love w/this Beautiful Zero-Lot Home Situated on Sought Greenway Cove in East Memphis Features Soaring Smooth Ceilings, Plantation Shutters, Open Flr Plan, Gleaming Hardwood Flrs, Built-In Bookcases, Stainless Steel Appl, Remodeled Master & Half BA w/Granite, Neutral Colors, 3BR(Master Down), 2.5BA, Delightful Private Deck, 2Car Garage w/New Garage Door, Double Pane Windows, Stucco Warranty w/Cordova Plastering. Walking Distance to Grocery, Paradiso & Restaurants!

 

Lawn Basics: Where the Green Grass Grows

by Melissa Thompson


No green thumb? Don’t worry!  The grass CAN be greener on your side of the fence. With spring right around the corner, now is the perfect time to start working on a thick carpet of grass for your yard. Here are some tips for growing a lawn that will have your neighbors GREEN with envy:

  1. Start by reseeding and fertilizing. If you have bare spots in your grass, taking the time to reseed now will pay off this spring.  Make sure you fertilize for optimal growth and keep the area moist until you see new growth. If you don’t have time to do this yourself, you can hire someone to do it. Here are the 5 Best Lawn Seeding Companies in Memphis, TN.
     
  2. Look for problems that will hinder growth.  Steep slopes and shady trees can potentially keep grass from growing.  You may want to consider hydroseeding in sloped regions.  And planting fescues in shady zones will help as well. What is Hydroseeding? All Of Your Questions Answered
     
  3. Patch dead areas with sod.  Re-sodding is the best bet if you have large dead areas. Sod can be installed any time of year…just make sure you water it frequently until it sets.
     
  4. Look into xeriscaping. No matter what climate you living, xeriscaping is the best way to weatherproof your lawn.  This low maintenance, low cost method of landscaping will keep your lawn looking beautiful during all the seasons! Xeriscape Landscaping: Meaning, and How it Can Save You Money

Once you have your lawn looking fabulous, you can create a fun outdoor living space to enjoy with your friends and family.  And when you’re ready to sell your home, the first impression potential buyers get from your curb appeal will have them waiting in line to see your house! 

If you are in the market to buy or sell a home in the Memphis area, contact professional Realtor, Melissa Thompson, and let her help you with all your real estate needs. Give her a call at 901-729-9526 today!

Photo Credit: twitter.com

Open House in Spring Creek Ranch - Collierville TN Reserve!

by Melissa Thompson

12577 BRAVO RD, Collierville, TN

OPEN HOUSE March 17, Sunday 2:00 PM - 4:00 PM

$ Click for current price
5 BEDROOMS | 5 Baths (4 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10047364 to view more pictures of this property. Live Up To Your Expectations!Beautiful Home Situated on a Large Corner Lot in Spring Creek Ranch Featuring High Smooth Ceilings,3Romantic Fireplaces,Gleaming Hardwood Flrs,3Car Garage,Fresh Neutral Paint,Granite Galore,Open Flr Plan,Updated Fixtures,Shiplap,5BR(2Down)+Bonus Rm w/Wet Bar,4.5BA,Beautiful Trim,Built-In Bookshelves,4Attics,Gourmet Kitchen w/Stainless Steel Appl Opens to Hearth Rm,Dining Rm,Spacious Great Rm,Backyard Oasis w/Covered Stone Patio w/Fireplace! HOA:Pool & Tennis Courts!

 



The 46th Annual Silky O’Sullivan Beale Street St. Patrick's Day Parade will be held on Saturday, March 16, 2019 at 12pm on historic Beale Street! Wear your green and bring the family for the city’s largest parade with bands, cars, dancers, floats and more! 

This event is free and open to the public.  Attendees must stay behind the barricades.  Presented by the Beale Street Merchants Association.

When you’re looking for a great place for excellent food, live music and great fun Silky O’Sullivans is your place. Stop in after the parade! It is like St. Patrick’s Day all year round. Located at 183 Beale St. in Memphis, TN with live entertainment and an excellent menu – the kitchen is always open.

By and photo credit: bealestreet.com

http://www.yourkeytomemphis.com/Our-Video-Blog

Brighten Up Your Home with Color

by Melissa Thompson


It’s been a long, dreary winter and chances are you are ready to add a little color to your life. One great way to do this to embellish your home with some happy hues.  Here are some easy ways to add color to your home without breaking the bank:

  • THROW PILLOWS

Throw pillows make fantastic accent pieces for rooms that are otherwise neutral in color.Another thing that is great about them is that you can purchase washable covers for pillow inserts that can be switched out based on the season.Red and green for Christmas, pink for Valentine’s Day, kelly green for St. Patrick’s Day, pastels for Easter…this list goes on and on.

  • PLANTS

There are many reasons that adding live plants to your home décor is a good idea, not the least of which is the natural beauty it brings to any room.In addition, they purify the air, giving your home a clean, fresh feel.There are so many plants to choose from in a variety of colors, including low maintenance plants for those without a green thumb. Forgiving Houseplants

  • CURTAINS

Add a touch of sophistication to any room with some vibrantly colored curtains. Use solids or simple patterns so that the focus is on the pop of color they provide.

  • ACCENT WALL       

You’ll be amazed by how much one colorful wall can make a room shine! Perhaps your favorite hue is a little too bold to be used on every wall in the room; but it might be just the right shade for an accent wall.Just be sure that the surrounding walls are painted in a neutral or a shade that compliments the accent wall. 16 Living Rooms with Accent Walls

  • LAMPS

You can find them in all shapes and sizes, so why not utilize lamps to add pops of color to a room?Look for bases in accent colors that provide a vivid contrast to neutral shades and furniture.

  • TILE BACKSPLASH

Does your kitchen feel a little “blah”?Brighten it up with a beautiful glass tile backsplash.And if you really want to bring a new lightness to the room, paint your cabinets white to make that tile backsplash really stand out. Kitchen Update: Add a Glass Tile Backsplash

  • AREA RUGS

It’s super easy to add color to a room with throw rugs.Stick to solid colors or simple patterns so that they aren’t too busy.Be sure to choose colors that complement the tones in your furnishings and accent pieces.

  • FRONT DOOR

While it’s common to paint the outside of your front door to accentuate the exterior of your home, it might not have occurred to you that you can do the same with the inside of the door.Make a cheerful statement in your entryway with a colorful front door!

Adding color to your home does not have to be expensive and will add a cheerful aesthetic that will have you feeling happy at home!

If you are in the market to buy or sell a home in the Memphis area, contact professional Realtor, Melissa Thompson, and let her help you with all your real estate needs. Give her a call at 901-729-9526 today!

Beautiful 5BR Home in Spring Creek Ranch! 12577 Bravo Road

by Melissa Thompson

12577 BRAVO RD, Collierville, TN

For Sale

$ Click for current price
5 BEDROOMS | 5 Baths (4 full, 1 half ) BATHROOMS |

For more information, contact Melissa Thompson at (901) 729-9526. Visit http://www.crye-leike.com/memphis/10047364 to view more pictures of this property. Live Up To Your Expectations!Beautiful Home Situated on a Large Corner Lot in Spring Creek Ranch Featuring High Smooth Ceilings,3Romantic Fireplaces,Gleaming Hardwood Flrs,3Car Garage,Fresh Neutral Paint,Granite Galore,Open Flr Plan,Updated Fixtures,Shiplap,5BR(2Down)+Bonus Rm w/Wet Bar,4.5BA,Beautiful Trim,Built-In Bookshelves,4Attics,Gourmet Kitchen w/Stainless Steel Appl Opens to Hearth Rm,Dining Rm,Spacious Great Rm,Backyard Oasis w/Covered Stone Patio w/Fireplace! HOA:Pool & Tennis Courts!

 

Displaying blog entries 11-20 of 969

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